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Buying your first home?

As a First Time Home Buyer, you probably have a million questions. This page will answer some of them, but a Mortgage Managers broker will help walk you through the home buying process, step-by-step.

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What is the loan approval process?

There are many different ways a Mortgage Managers broker can help you find the mortgage progam that is best suited to your needs.  Here's a brief description that will help you explore your options.

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Apply Today!

If you're ready, you can Apply right now via our Secure On-Line Mortgage Application. Just select the Mortgage Managers broker you would like to work with and they will contact you to discuss your mortgage needs.

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Refinancing your mortgage?

You might be sitting on a pile of cash via the equity in your home.  Many of our clients use this equity to consolidate debts, do home renovations, purchase a rental or vacation property, or do some investing for retirement.

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Testimonials

  • After having been through a rough time, we could only dream of buying a house. Working with Margaret in rebuilding our credit made that dream possible. Thank you for your commitment in helping us reach our dream!

    First Time Home Buyer - Annick & Luc

  • I was extremely pleased with the service and care provided by James and Margaret. It was an easy process and I would highly recommend them to anyone who needs a mortgage at competitive rates. Thanks James and Margaret for your help! Sue

    Moving Up - Sue

  • Having lived in apartments my whole life, the idea of getting my own home and a mortgage were pretty scary. The only thing I knew was that all my friends who bought homes were very busy and confused during the whole ordeal. My experience was very different from my friends, because I found the process easy and clear thanks to my Mortgage Managers broker, James Shinners. James answered all my questions about rates, payments and everything I could throw at him in regards into getting a mortgage that fit with my budget and lifestyle. James was great at translating and helping me understand all the paperwork and processes that come with home ownership. Since moving into my new place, James keeps me up to date on market shifts that effect me and sound advice on my future plans for my mortgage. I'd recommend Mortgage Managers to anyone who is dreaming of owning their own home!

    First Time Home Buyer - Tristan

  • "I want to thank you for everything that you have done for us. I truly didn't believe that this was possible. You have no idea how much of a difference you have made for us and our family and I cannot thank you enough for it. I will recommend you to anyone I know looking for a mortgage broker. Thank you again."

    Refinance - Dawn & Trevor

  • I am writing to say that the amazing help we received from Mortgage Managers in Hammonds Plains, NS, was the only way we managed to purchase this wonderful house we now call home. Although My wife and I were well able to afford a regular mortgage through a bank, we were unable to access one due to other financial commitments, namely being cosigners for our son and his spouse for their mortgage. Then Mortgage Managers stepped in in the guise of Margaret and James, we had a sit down with them and they took off running with our problem, while they were wrestling with this, my wife and I offered on the house, now the Mortgage Managers were on a time crunch to boot. Margaret and James came through with flying colours, helping us with all of the paperwork, and making sure everything fell into place within our time frame, now my wife and I have a lovely home in a wonderful area of NS in which we can enjoy our time with our Grandchildren. We would (and already have) definitely recommend them to anyone looking for a mortgage. Thank you very much Margaret and James.. Sincerely, Wayne & Anjay

    Moving Up - Anjay & Wayne

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