Fonthill, Welland, Niagara Region Mortgage Broker for residential & Commercial Mortgages and Alternative mortgage solutions. Common Sense Lending with flexibility and solutions! In today’s complex mortgage market there are significantly different rates based on – insured mortgage vs uninsured mortgage, switch vs refinance or debt consolidation. Purchase or Renewal or maybe Reverse Mortgages. Principal residence or rental properties, salary or self-employed, 600 credit score & type of property condo vs house, and leased land or freehold and how the stress test rules affect you when getting approved. Bank or private! I am always available for a phone call! Even on the weekend! In every region of Ontario. You have questions...I have answers! more... See more text